Be careful about bajaj finserve home loan I switch over from other bank to bajaj fin serve -i was made fool by bajaj finserv in all the steps- their executive told me to take 3 emi holiday and told me that after 3 month u pay 3 month emi lum sum, ur principle will come down from 45 lac ro 43.80, my surprice was when I found that after 3 month my principle jumped to 46.40 lac and I paid 1.2 lac so priniciple came down to 45.20.
When I asked they told they add up 3 month emi to principle component( so dont opt for 3 emi holiday) second my interest rate was 8.8 and I told them to reduce interest rate at for new customer were they were offering 8.5 rate then they asked me to pay 25000 switch over fee( my loan was 3 month old only)and their executive told me that immediatly ur interest rate will come down.
Third is when I asked for forclosure letter they have added forclosure penalty of 4% on prniciple amount( at time of loan they told me no forclosure charges) so be care fiul abot bajaj finserve home loan.