Hey guys I recently applied for loan on Bajaj finance to buy a cell phone. first thing I will tell you that it has limited plan for you customers they don’t have many options . I wanted to buy phone worth 30000. Bajaj finance asked me to pay huge down payment. and the months are also less to repay the loan Bajaj gave me 3 months and 6 months options where my own bank HDFC gave me on zero down payment for 12 months. and I am a middle class guy I need longer period to repay my loan. so if you looking for finance and for longer time to pay it. I will suggest you to go for some other finance company rather than Bajaj thank you.