I have not taken any personal loan from bajaj finisher but I have taken couple of consumer loans. I bought TV and DSLR from Reliance digital and bajaj provided me loan for that on -0% interst basis although they charge Rs600 as a processing fees. but I like the way they approve the consumer loan with minimal document.
As far as my experience with bajaj finservs concerned. It’s decent in terms of interst rates, staff behaviour is good, and over all they satisfy you in terms of consumer loan.