I had taken a PL from BAJAJ Fn with NILL foreclosure charges as offer to differentiate them from other. But once I got approve my PL and got money, they charged 4% which is applied from 1st june 2016 . Here I could not close as my first EMI date was 2nd june 2016.
That clearly indicating that BAJAJ Fn is giving offer to attract your customer to f*k in a smooth way that no other banks are doing in INDIA, so BAJAJ Fn is the only org. in India f*king people showing false commitment.
So I went for other bank and did the BT from Bajaj with 4% forecloser charges(Rs. 4638 extra) as BAJAJ Fn can increase the interest rate any time!.
To BAJAJ Fn: Never ever try to return back the offer what you f*g guys are promising to your customer.