I had taken ULIP Capital unit gain policy in 2007 in Bajaj Allianz and paying premium regularly for 12 years. It hasn’t yielded much dividends. Recently one of their executive had contacted lying about some amount to be transferred to a better fund. Nothing of taking altogether a different ULIP with a different policy number and paying an exorbitant yearly premium and also this has resulted me in transferring Rs 75, 000 to this new ULIP and ending up with Rs 66, 000 of value in new fund. This is absurd. And to to top that I was told that it was an interfund appropriation. And now that executive is not available for contact. And no signature of mine has been obtained by their executives as on the day of collection of check he had conveniently forgotten to get the form. So there was no Authorization from my side. Even after my request they havent addressed the problem yet. In process to take up the matter with IRDA and consumer forum.