Hi friends, if you are thinking to open your account in BOB so please think again because this bank takes minimum 15-20 days to open an account and if you are above ten years so you have to give your PAN no. to them seriously speaking when I went in BOB for opening an account for my scholarship they made it so difficult for me to open account. there customer care representative tell me to open account in some another bank . from my personal experiance BOB is an average bank.