Okay service, , but their system of taking cheque confirmation on telephone for cheques above rs 100000/is totally wrong when pps rule of all nationalised bank is for rs 500000/ lakhs and above, , what happens if the customer is unable to speak on the mobile due to various issues, , the cheque is unfortunately stopped for payment, , all other banks like IDBI Bank, SBI, pnb don’t phone for clearance if the cheque issued is below, rs 500000/