I have account in this bank and I have my own experience about this bank.
If you are less than 18 years old then this bank is not suitable for you.
This bank does not provide net banking and sms banking for whom, who doesnt complete their 18 years old.
So you use this bank if and only if you have completed 18 years.
You can try state bank of india which provides online transaction before completing 18 years.
So dont open an account with bank of India.