As I had an account in bank of india in Khammam branch telagana I suggest the bank is very secured bank.
And it has an option star token which is a secured one for netbanking in online services and they have provided an option when we want to check the whether the money is credited to our account we should give a missed to number 09015135135 we will get a message on balance and it is better for taking loans the star educational loan scheme which provides a great financial support for students