HLO FRIEND IM AMIT AND IM GOING TO SHARE MY EXPERIENCE ON BANK OF INDIA. FEW MONTHS BACK I HAVE VISITED BANK OF INDIA FOR OPENING AN ZERO BALANCE ACCOUNT I ASK AN EMPLOYEE FOR THE FORM FOR OPENING ZERO BALANCE ACCOUNT THE EMPLOY SAID ME TO GO TO NEXT TABLE AND THEN I VISITED TO NEXT TABLE AND ASKED FOR FORM HE SAID GO AND ASK TO BRANCH MANAGER I GET TEMPERED AND VISITED BRANCH MANAGER AND ASKED HE SAID WE DOESNT OPEN ZERO BALANCE ACCOUNT YOU ACN OPEN ONLY SAVING AND CURRENT ACCOUNT. I BEHAVIOR OF EMPLOYEE WAS VERY RUDE AND THEE BRANCH NAME IS ISKCON MANDIR ROAD BRANCH, SILIGURI.