At first I had a bank account of state bank of india and I was quite good with it but I got lot of time consuming process here and finally my dear brother adviced me about this bank of india.so I opened an account in this bank.Now I m really enjoying to deal with this bank.It is real quick though there was a delay for receiving my ATM card yet other service are real quick.Its easy to and quick to deposit and withdraw your cash and thus I can save lots of my time.so go for it guys. You will admire it.great service