I had deposited a local check in my saving account. Four days later I enquired with bank officer the check is realised or not. The answer I got was YES . I got the entry f the check as CLEAR BALANCE in my passbook.I then proceeded with the decisions I had to take based on this transactions.
Later, the bank informs me that the said check cam back to them as LATE RETURN and it had bounced. The amount was debited from my account.
I relied on the CLEAR BALANCE shown in my account , took some decisions based on that and then lost the amount from my account. Double loss because of faulty banking practices. The LATE RETURN was due to miscommunication between service branch and my branch.
I am fighting for justice for last 6 months but not succeeded so far.
Please guide me.
Dr Ajit Kumthekar