Hi All, *
Please be warned that do not under any circumstances go for any of Barclays Bank’s offers’ especially related to their Credit Cards.
*Please read the following carefully before making any decisions:
If you accept the offer, please read all the ludicrous terms and conditions (only if you fulfill them do you qualify for the benefits of the offer).
Even if you drop a check in their specified drop box by the due date, you are liable for late fees and related charges.(I also use HDFC Gold and they accept checks dropped on the due date as valid, on-time payment).
As per Barclay’s a physical check needs to be dropped 4-5 days before the due date!(That’s a double blow, on-time payment and late fees).
Please be aware that Barclay’s Customers services reps are ignorant and arrogant at the same time.
The only assistance that you will receive from Barclay’s will be an advice to make the payment.
They do not consider anything like customer retention leave alone customer service to be a priority.
Being a bank, they do not understand the concept of MICR. This basically means an MICR check issued by you is locally payable anywhere in India.(Maybe they are still routing their payments through the U.K).
Regards,
NC.