I had taken a policy for 20 years which suppose to pay 15375 Rs P/A, executive said at the time policy taken sir please don’t surrender the policy before 3 yrs u won’t get anything, just surrender u r policy in the 4th year at least u may get u r money back... but when I surrender now on 4th year for what I paid is 46325 Rs for 3 yrs they paid me with market value 18150 Rs, even they are not guaranteeing about the full money to be paid back if we pay 20 yrs also, simply they are robbing customer money and enjoying. So please taking any policy on Bharti AXA and don’t lose u r money.
As I am saying to head persons of company if u don’t have money please go and beg near signals, don’t cheat the customers.