Since the demonetisation in India was applied across whole country . Many money transferring app and e-commerce apps are in the lime light. But they soon starting to take advantage of this condition . Paytm started. Applying 4% charge on the transaction from Paytm to bank.
Then Indian government launched this application bh on 31st July, 2016 and soon became popular.
It is very secure and uses your mobile number as a pass. A OTP is send to your mobile whenever you wanna access your account on BHIM . You can easily transfer the money from 32 different banks to others without any tax charge applied on any transactions.
The layout and design is awesome and is very easy to use .
It is very useful to make any transaction of any amount.