This app was launched by NPCI. I downloaded this app and started using from the first day of launch. On first free days there was a problem linking my account. But this problem was fixed with the update. The interface is so easy just we have to enter our pin to enter into app, Click on Send or receive or scan and pay to transfer money directly from account and in the end we have to enter the 6 digit pin to complete the transfer. Earlier It worked so well that I have used it so much. But now its not working anymore, so buggy, sometimes opens, sometimes the transaction gets completed. It also gets slowed down. This app needs to be updated now. It came with bugs and then these gets fixed but again bugs are present. So if you want to use this app, you can download but there isn’t 100% guarantee that it works for you.