The concept of the app BHIM is really poor. Because that have no recharge option. No atm card or netbanking system. But a UPI system that can a trasaction becaome so slow.
Layout and Desgin of BHIM is not so good.
Feature and function of BHIM is nt good no short cut key and no shortcut icon.
Use fullness of BHIM is not for fast transaction. So friends if you a to a fast transaction do not use that app.