It is a best application and simple steps to link our bank accounts we can add more than one account to this we can use multiple accounts bat a time.this Bhim app is launched by our prime minister sri Narendra modi. They have launched this application in at the time of demonization time and maney peoples are using this. its concept is to make cashless transections. its design is good one.i n feature this application more used for transection we can send money one bank to other bank in less time and with out any charges. It more use full for making online payments and scan and pay also it is best appliaction if any one not download this app then download and use it is more use full app.