I am using this BHIM app since last six month. I got amazining experince by using this. Its a very nice andvery fastest Money transfer app. Simply we can transfer the money within a second by only through mobile number. Its layout is very simple and easy. To use this app you can simply download this app from play store and install and register on this app with your bank linked mobile no. Its autometicaly get your details. Concept is very cleare to this app.Its features and functions are very useful for us in daily life. You can also transfer money by bar code or a number. I have already tranfered upto 10k money very easily . Its very useful for us.