BHIM app was launched by Indian government in order to promote cashless India. I have been using this app for quite a while. This app is very much user friendly. There are many online payment apps. The best part of this app is that it doesn’t require any seperate E- Wallet. It directly transfers money one bank account to other. One time transfer limit is 10000 and daily tranfer limit is 20000.
Talking about security, it is a highly secured app. There are two passwords used. One is to enter the app and other is to transfer of money. In recent times many online shopping sites are providing the option for UPI payment, which can be done by BHIM app