I have a account in Canada bank since 7yrs. The service they offer is not that great. Interest rates are pretty less when compared to other banks. But employees are very cooperative and cool minded. There is no availability of these banks everywhere so this will b problematic. They have very fewer number of atms and they dont maintain it properly. After note ban, they havent opened their atm only( near my home) so this kinda disgusting. So when v require money we will not getting from atms. They will be doing new rules regularly so it quite confusing