I would like to say that this is he only financial company that can be worst all the time.It seems like the always want to blame customers or the consumers for their own fault. let me tell you as to hat exactly happened hen I took a bike from his finance company initially executive comes and collects all he necessary documents and processes the loan and everything went on well until the 2nd month emi was supposed to get deducted. now at the time of collecting documents the executive had collected 6 cheque from me .i was their fault that they did not assighn my ECS to and and submitted my cheque after the emi date probably 1 days later which led to cheque bouce and he same happened for months in spite of me paying the emi through their collection agent. now Im suffering without cibil. please be are of his finance company rather go for different option but do not choose capial first.