I am account holder of this bank. I want to share my own experiences regarding this bank. First thing is that bank employees are very helpfull. They often helps me regarding cash deposit, cash withdrawl, and clearing cheques. But this bank should be improve their atm services. Their atm’s are rupay dr. card. we can’t do any cardless transaction. If card lost. Then we can’t submit our report at night. overall good bank. Their FD rates are very good. This bank has few branches. Pls open your branches in delhi, Bombay etc.