I have witnessed problems in your server. I understand these situations are inevitable but your payment gateway had server issues thrice in last one month. You need to resolve this issue as soon as possible. Take corrective measures to avoid this kind of situation. One more thing, try to eliminate the unnecessary regulations. Like the compulsion you guys have imposed to get regular payout. These small issues can lead to dissatisfaction in the clients and merchants like me. I hope that you will think over the issues. In the end, 3.7 stars to the payment gateway.