I think it was just last week , I tried to transfer money from my account to a SBI Account, continously trying for almost 5 or 6 it kept returning , I have a attached a photo with it .I have been a constant user of this app for almost 3 years now .It has some interactive features but one of its cons is that it takes 4 Hours to add a beneficiary whereas in SBI App it takes only a half an Hour. The user interface is easy but the performance of it lags too much .I suggest the developers to improve the performance of the app.