Hi All,
My Cibil score was bad due to financial crisis and subscribed for yearly Cibil report, thinking that I can improve the score by keeping an eye on my credit card expenses and loans. This is my 2nd year subscription.
I would recommend not to opt for yearly subscription.
From my observation, most of the banks do not update our transactions on monthly basis. My Score which was 4 months before is the same now, even after clearing most of my debts.
So, don’t waste your money. It’s better to go with any third party providers who updates the data on monthly basis.
Thanks,