TTK is one of the Organised, Licensed company to Cheat in India, They told me maternity is covered when I took the policy in 2006. after almost five years they say, maternity was removed from the list recently. Then Why did they collect the premium, without informing us.
So it is a Licensed Cheating Insurance TPA in India.
Got these information after waiting 20 minutes on their toll free number. They even did not ask my name or Card Number, Directly they said, Maternity is not covered and I was shocked to hear that.