I have been using it for the past a year.i am not so happy to have this even the offers on this were no so great to spend and even if we want to draw money we rarely find the atm.all time I use to draw money from different atms. I never find any offers on this, but we can get offers on visa card.any way the service is good and I am not happy with that, on time even when the money got transfer into our account it will takes hours to refresh the amount to spend and it was really a big headache during critical situations.
I have experienced many times this thing and when called up for custcare to know why it is taking time to refresh my amount, they simply say sorry and ask me to wait for some time.there database should be improved to act smartly and punctually.