I had an account in Citibank, for a long long time back in 2003, I was a kid back then, it had 20000₹ in it. v didnt really touch that account, until 2016, I was a major then. I went there and converted everything to my name, and asked them to close this account. they said yes, vl do it right now, then a lady came and said nope, get your mom, got my mom, took more 7 days for an answer. they said with 4% interest on your savings account, you will receive an amount of 28000₹. we were fine. then came a demand draft of 20000₹ only. I asked them what is this, thry said a closed account doesnt het interest. why did u tell me that when I was there and not now, now they dont do anything. bad bank.