I told to cancel this Ready credit account from very 1st day I received it, they kept calling and telling me, please use it as it is a free facility but I kept saying I don’t want credit when I cannot pay them back. so I never used it in this one years time 2007, but this year 2008 they put some renewal charges, which has lighten my anger.
I called CS immediately & asked them to cancel this facility right away but instead they told me to destroy the card and cancelled all un used cheques in checkbook and courier them to CITIBANK Chennai head office along with letter requesting for closing and not renewing this account.
My suggestion to everyone is to close it as soon as you receive this Ready credit account without your awareness, as I was very late to act on it and I will try that no one else is, other wise remember you guys are going to lose good amount money for nothing on activating and using this Citibank ready credit account. It is total Fraud from banking brand like Citibank to cheat poor innocent people of this country.