Hiii guys I m using citi bank credit card from long time and I never faced any problem....today credit card is must for every one but we hv to thing befor use plese check all details and terms condition befor take....
Use smartly dont use unneceserely.....plse pay ur bill before due date to avoide charges and keep safely ur card with u or else it can be miss use by some one...now a days all credit rating companys gives credit rating depends on ur repys ..so pls if u have taken any loan plse pay EMI on time....if u did any froud with any bank ur name will be circulate to all bank so keep ur track clean with ur bank.......