I was sure, payday loan is a pathetic choice as they charge high interest rate and you end up paying so much even for a small amount of loan. But I was unaware of one fact which I recently read that the APR is high only when you are defaulter and you don’t pay it on time. So, this is case with every loan and borrowed money. In credit cards also, if we don’t pay the amount on the due date, we have so high interest rate, so for this we cannot blame the credit card company or the bank. So, knowing this, I am sure to apply for my payday loan now as I know I will have to pay the cost if I don’t follow the instructions carefully after all I am getting the benefit of fast cash in the urgent need.
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