Guys, citibank is the last bank to approach for a loan. They promise to give a loan without any security, fast, & they do so BUT look at the fine print; processing chgs, prepayment penalty; on top of that they have the nerve to change the interest rate after taking a nonrefundable process fee & also PDCs.
When I refused to agree to new terms they said u will forfeit the fee! fortuntely I had another bk. NKGSB co-op bk. to bail me out. So nowadays whenever they call me up like hookers soliciting a customer a give them a earful; hope this review takes away a few, who want a loan from CITIBANK without any security, fast, & they do so BUT look at the fine print; processing charges, prepayment penalty; on top of that they have the nerve to change the interest rate after taking a nonrefundable process fee & also PDCs.