I have been using this for past seven months and I can say it is okay to have but not good.we can get the same offers in other too but it depends on the frequency of the usage and the interest rates.compared to the other things it has some reward points which will be benefit for the more shop goers and that too for apparel shopping’s.
It has some good range of plans and will get some great rewards on each purchase.i have some five thousand points which can be easily redeemable and will be used for purchasing giftcards on amazon.this is really useful in way if you balance the amount of expenditure and trust is the basic thing and we can trust them a lot and their is service is great with the mark of more respect and polite.