First of all his contact no. 986792xxxx , after going through so many negative reviews n few friends speaking all negative was in doubt whether I should go ahead with country club membership or not but runny explained very clearly simple terms n conditions upfront went to nepal n Bangkok finally realised its actually money saver program but take your membership from right executive coz there are many executives who not trained enough or are not competitive enough to stand upto demands of its members, wish u good luck