I was called to get my gift from Country Vacations , Jalandhar Viva mall & was asked to accompany my wife.Was made to sit for 90 mins lecture & finally I decided to pay Rs 10000 and rest amount to be paid in 18 months equal installments & I have just paid 75000 Rs through debit card to be paid in 18 months equal installments. After reading all these reviews I am thinking of getting my money back & stop all Credit card payments .How can I get out of this Debit card Payment channel & get my 10000 Rs back . Please suggest ?