They will say u can check free credit score after that they get your details call you and annoy u...Will say it credit is in bad score and will help to improve will take money from you and you can’t contact them with any means ..different persons call u after a specific time ..My loan which was closed fully 5 years back they said it’s not closed and I owe that fees is to be paid deposited..they will do one time closure...I approached the bank ..bank said its closed and gave me the closure letter..now again after 2 years CREDIT MANTRI SAID THE BANK HAS AGREED FOR ONE TIME CLOSURE FOR NEARLY RS 2 LAKHS...THIS IS A FRAUD COMPANY...BANK ALREADY ISSUED THAT THE LOAN IS FULLY CLOSED...BUT CREDIT MANTRI ONLY SAYS ITS NOT CLOSED..ASK MONEY YO MEDIATE FOR SETTLEMENT WITH A DEADLINE OF 30 DAYS..