Guys, they don’t deserve even 1 star, I visited their website, and it was showing low score in credit card due to one settlement with the bank, I totally agree on this I made one settlement 2 years back and within a minute I got a call from credit mantri to increase my credit score in just 899 approx, they told me that they will fix this with bank and my credit score will increase from 845 to 875/-. now I am receiving a mail to pay my old due amount which already settled with the bank in 2017. "arrey bhncodo ye to muje bhee pata hai ki mera inta amount settle huwa hai due to some reason. agar full amount hi pay karna hai to tumhe koi kyu paise de bank jaa ke khud naa kar le.