DBS Bank is a development bank of Singapore. So it is very natural that in Kolkata there is only one branch in Kolkata which is in "4, little Russel St, Kankaria estates, Elgin, Kolkata, West Bengal 700071". one day I found that DBS bank is totally zero balance account bank with up to 7% interest in savings. So I download the app and explore that it has only one app through which I can use as DBS wallet and bank as well. there is no ATM of DBS bank near me. and the staffs of this bank are rude and they don’t pay attention to customers. I hate them. And it is more important that when I am going to open it they told me that It is purely free for Digisavings account but when I am read the terms and conditions as per my curiosity I found that there written "from 2nd year onwards the bank charge 150 rupees yearly for the ATM card" They said one thing and the thing is happening other.