I applied loan in indiabulls dhani application.After taking my details they fixed loan amount 42000 with the EMI 7, 200 for 6 months.they does not understand the clients version.blindly they will say.we have received input we cant modify the amount and tenure.you may get 5 to 6 calls from customer care.if you have urgent requirement dont choose this app.There are many charges like processing fees etc.for me it is 2800 rupees.To take 42000, I need to pay 2800 as processing fee.The rate of intrest is 24% .it is too high.