First of all I would like to say you that loan is not something game it’s very important decision of your life. I am not saying you to not to take it, but be alert. Last month my uncle bought a loan from Indus Dhani; Phone se lone. For his startup business. Believe me it asked him too many details, he came to me and told me it was very bad idea and finally he canceled his loan and then took it from bank.So, guys I would suggest you to avoid this.