I have recently opened digital saving account by dbs . It’s very fast process to open account and totally paperless.
This is zero balance account . Interest is also 7% which is greter than interest on fd by other banks . App also working fine . It’s best service by international bank.
Unlimited ATM transaction is allowded. Online transactions are chargeless . But this bank have very limited branches . Totally depend on customer care if any problem is there related to transaction.