The app is like a virtual wallet . the app is very bad as it hangs a lot and the app layout is also very bad which does not help either. the verification of digibank is very slow as it takes more than a month to approve the documents . also in need of emergency the app does not work as it creates a lot of trouble to make a payment and once double payment got deducted which they returned after a lot of emails to the customer care . the app is not useful at all . I would not recommend this