Highly not recommended, am going in worst phase in my life, due to these unprofessional people. I took 1Lakh, loan from this app. Initially ECS was not activated so I use to pay by using app. Later after 3 months without any prior info they sent for ECS by that time am already paid the EMI through online. But ECS went to bank and got bounced. They simply sent a sorry msg. Later after 1 month I got some medical emergency so I approached bank for loan they rejected my file showing this bounce as a reason. And my bank charged from me for bounce. this entire this I realized after rejection of my loan file.