I used to shop on ebay a lot, but for past year things are going horribly wrong. Money Protection is not for clients but for sellers, I believe ebay gets commission from them. If you put genuine negative comments about sellers then its removed without any notice and reason. Even it happened to me that I did not get my shipment and courier status was Item delivered and when open a refund ebay never replies. Now the funniest part ebay has Chinese sellers when you purchase from the first day the seller states item out of order ask for refund.
Then even if they ship with china mail you can never track. As per china post in their website that sellers get the shipping number even if they never ship the item. God whats going on.Will never purchase from ebay ever again. Be careful, if u wish to loose ur sleep even after you pay go shopping with ebay. All these are my own true experience on ebay.