Synopsis
EMI (abbrev.) Easy Monthly Installment is a bittersweet satire that looks
at modern day India in a mirthfully subjective way. It’s an engaging
pick on, the easy to get but taxing to hold, the ever changing credit
economy. It’s a narrative of interconnecting characters coming from
different strata and style. A peek-a-boo into their lives of situations
that they didn’t anticipate. The people who indulge in spending without
thinking and others who care to be optimistic about the future that
they desire. This satire dwells into the lives of our protagonists and
their stories.
Anil and Shilpa are a young couple in love, they
are contemporary, hard working, ambitious and submerged in debts. They
get married against their fears of compatibility, starting their life
in a brand new house. For them it is just 40% more expensive to own per
month than a rented one that too without any 11 month cycles of
renewals. Love and desire see no boundaries as they choose to travel to
the cheapest foreign location for their honey moon which comes at a
small installment. Electronics, Car, and kitchenware add to their happy
dreams in small steps of more installments. As the cost of love finds
various expenses for a happy matrimony their world begins to crumble.
Ryan
works as a DJ for survival but is a musician at heart. Fearless,
optimistic and full of confidence, he likes playing on instincts along
with his Big Male ego. One who never fails to impress a beautiful girl.
In his late 20’s, and looking for a bigger meaning of love, He is
enamored by this beautiful, zippy and hot girl Nancy and immediately
falls for her. After the early, hard to get part, She soon makes her
way in his life. Against all warnings about nancy being a gold digger,
ryan takes the plunge. He believes he is invincible and cannot be taken
for a ride. But sometimes life is not a big plan….
52 year old Chandrakant, a middle class suburban Mumbaikar lives with his teen son
Arjun. In the changing current scenario the new Middle class has
everything that can be aspired but for savings. Chandra Kant spends
almost all his money on his only son who had lost his mother when he
was 14. Seven years since Arjun feels that his father has not done
enough for him, whereas he does not have enough to do anything more for
his son. He has bought him everything that he asked for not thinking
once if it was right or wrong. Until arjun demands a foreign education
that Chandrakant thinks he can’t afford. The price of his son’s future
has been determined and the father falls prey to his son’s dream once
again, hoping all will be well the day he finishes his education and
starts earning.
Prerna a beautiful lady in her mid 30’s who is
coming to terms with her husband’s accidental suicide, knows that life
ahead will not be easy if she does not have her husband’s insurance
money coming. Her biggest hurdle is to prove that her husband was
murdered; to claim his insurance money. An honest insurance officer
Vidyadhar Mahedale who is helpless, a cop who can’t alter his seniors
report and a lawyer friend make Prerna’s world. She is ready to bend
the law and is determined to get the insurance money. Rafik powder, a
goon comes to her rescue, and promise to do the job for 10% of the
large insurance sum of 2 crores. Prerna strikes a deal with Rafik and
pays him half the money by securing a loan, hoping the job will be
done.
A year passes by; Anil and Shilpa are doing the rounds of
family court trying to get a divorce. Ryan can’t believe Nancy has
dumped him and is nursing his broken heart and a shattered ego. Arjun
is back after completing his education but doesnt want to work right
away compounding Chandrakant’s problems as he sees arjun’s future on a
loose thread. Prerna has been deceived by Rafik and now does not know
what to do as she has made large claims of producing the killer of her
husband in court.
Their lives are affected by one common problem, that of, accumulated debts which they are u