I am always investing good and trusted financial products. Not go for profit but go for stability and safty of my investment. As it is I am having savings account from last 10 years in ing vysya bank. As when visited bank a manager introduced a person that he is working on ing vysya life insurance . the person take my details and tell later he contact us. As later manager and that person visited my shop told that one plan is their you invest 1 lack per year for 5 year later 10 years you get 25 lacks with life risk 10 lacks for 15 years term. I am invested 5 lacks in 5 years. Later I seen many changes in company. Vysya become ing vysya, ing vysya become ing, ing become exide. Seeing this after 10 years I visited office as manager and person who invested my money left company. I surprise to note that in my 5 lacks now after 10 years become 3 lacks. How? As below. My investment 5 lacks paid agent 1 lacks ( 20% commission) later company deducted service taxes and risk coverage and fund management charges. So beware of these companies. I invested in sbi or lic I get my money back with good returns in sbi in lic atleast I not loose anything. This is totally blade company. They enjoy in your investment.