I need to open a payments bank account urgently so yesterday I download the finopay app to open an account. But every time I try to make a new account it shows error. But today I came to know that I have to go to a fino bank csp to do my kyc. Its a very long process to open an account here. Other payment bank like paytm or jio they are far good from this bank. They do video kyc. Worst experience.