Its been over one year now I came to know about the finomena app from YouTube while watching videos and as I analaysed it provides EMI for the people especially students to whom the EMI facility is not available.
At that time I wanted to buy iphone 5s which. Was of around twenty thousand rupees so I installed the app and filled the details and it asked for the ID proofs and the residential proofs so accordingly I uploaded my documents and thats it nothing happened again I did not got any of the approval or disapproval notifications or any other email.
It does not provide you the EMI facilty and it just claims that the site is especially designed for students but as like others it make fools of people nothing else
Don’t rush up and pay any money that is down-payment without verifying the things!