Midnight they closed 6 funds and send a mail to investors at 3 am (only thieves work at night) overnight the investors could not redeem fund and have to wait for 5 years to get the money back (100%) not guaranteed. The investors had parked the fund for emergency and short term needs are not left helps without funds. In a time when govt has given pf redemption to meet ppl needs, Franklin has blocked investors money without consent. Avoid the fund house as bad management and mishandling of investors money. Cheat company.